What should Lubbock homeowners review before renewing home insurance?
Look beyond the annual premium. Review dwelling coverage, deductible structure, liability protection, personal property and policy endorsements. Bringing your current declarations page makes it easier to identify meaningful differences between your existing policy and another option.
A better way to compare
Use your current declarations page as the baseline. Compare similar limits and deductibles, ask what changed, and look at the total protection—not just the monthly number. Insurance products, discounts and eligibility vary, so the details of your situation matter.
Want a second opinion?
Alexander Holmes Agency is based in Lubbock and helps Texas customers review Auto, Home, Life and Business insurance options through Farmers Insurance.
Ask Our Team to Review My CoverageGeneral educational information only. Coverage, eligibility, discounts and terms are subject to underwriting and applicable policy provisions.