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Auto Insurance
Coverage for your vehicles, drivers and the unexpected.
Compare auto options →Lubbock-based • Serving Texas
Think You’re Paying Too Much for Insurance?
Let’s take a second look. We help Texas families and businesses review their current coverage and compare available Farmers Insurance options—without making insurance feel complicated.
AutoHomeLifeBusiness
Local office6905 82nd St, Suite 300
Real peopleA team you can call and text
Simple processReview first. Decide second.
Texas focusedCoverage for Texas households & businesses
Coverage
Protect what matters. Skip the insurance jargon.
Start with the coverage you need. Our team can help you understand your options and what may fit your situation.
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Home Insurance
Help protect your home, belongings and liability exposure.
Review home coverage →L
Life Insurance
Coverage designed to help protect the people who depend on you.
Explore life options →B
Business Insurance
Coverage conversations built around how your business actually operates.
Talk business coverage →Why Alexander Holmes Agency
Before you renew, get a second opinion.
You don’t have to know whether your current policy is “good.” That’s what the review is for.
- Review your current coverage before changing anything
- Look for available multi-policy and other eligible discounts
- Compare price and coverage—not just the cheapest number
- Work with a Lubbock-based team you can reach after the sale
“The goal isn’t to pressure you into switching. It’s to make sure you know what your options are before you renew.”
— Alexander “AJ” HolmesInsurance Answers
Questions people ask before they shop insurance
These are intentionally written in plain English—the same way people ask Google, ChatGPT and their insurance agent.
Why did my car insurance go up if I didn’t have an accident?
Insurance pricing can change for many reasons beyond your own claims history, including broader loss costs, repair costs, weather-related losses, vehicle technology and rating factors permitted by the carrier and state. A policy review can help you understand what changed and whether other options are available.
How often should I shop my car insurance?
It can be useful to review coverage at renewal or after a major life change such as adding a vehicle, driver, home or business exposure. The point is not to switch constantly—it is to make sure your coverage and price still fit.
Is bundling home and auto always cheaper?
Not always, but bundling can create meaningful discounts with some carriers. The right comparison looks at the total household premium and coverage, not one policy in isolation.
What should I compare besides price?
Compare limits, deductibles, endorsements, exclusions, liability protection, claims support and the financial strength of the insurer. A lower premium can be a poor trade if important protection disappears.
What information do I need for an insurance quote?
Usually basic driver, vehicle, property and current-policy information. Having your current declarations page available often makes the comparison faster and more accurate.
Can your team review what I already have?
Yes. That is often the best place to start because it gives us a clear baseline for comparing coverage and available options.
About the agency
Insurance should still feel personal.
Alexander Holmes Agency is a Lubbock-based insurance office serving Texas customers with Auto, Home, Life and Business insurance conversations. The agency is built around a simple idea: make it easy to understand what you have, what you’re paying for, and what options are available.
Alexander Holmes Agency
6905 82nd St, Suite 300
Lubbock, TX 79424
A real local team
People you can actually reach.
Insurance gets easier when you know who is on the other end of the phone. Our Lubbock office is built around responsive follow-up, clear answers and helping customers through the entire journey—not disappearing after the sale.
Talk With Our TeamGet a second opinion
See if we can help.
This short form is designed to start the conversation—not make you complete an insurance application before speaking with a human.
Submit your information and our team will follow up. By submitting, you agree to be contacted regarding your insurance inquiry.